Let’s say you were injured in a car accident and taken to the hospital for non-life threatening injuries, such as a broken leg. You undergo surgery to set the bone and are released the following day. A week later, you receive a phone call from the insurance company offering to pay the medical bills associated with your hospital visit. All you have to do is sign a piece of paper that lets the insurance company off the hook for any future financial obligation.

Unless you’ve been in a serious accident before, you might think that sounds like a pretty good deal, but most of the time, it’s not. That broken leg is going to require multiple doctor visits before the cast is taken off. After that, you’ll have physical therapy to get you back to full mobility, and then follow-ups to make sure everything healed properly. Who’s going to pay for those medical bills? If you signed a settlement offer, it won’t be the insurance company, and you’ll be left holding the bills.

That’s why it’s so important that you never take the insurance company’s first offer. There are a number of factors to consider when determining how much the insurance company is liable for, and you simply can’t make that determination on your own. However, an experienced personal injury lawyer can. At Daniel Stark, we’ve handled hundreds of car accident cases over the years. Because of that experience, we’re able to evaluate a client’s injuries and determine what their injury claim is worth.

If you’ve been injured, don’t make the mistake of taking the insurance company’s first offer. Consult with an experienced Texas car accident attorney instead. You’ll be glad you did.